Semne de circulatie cu turmentati

Romanii au mai adaugat un semn de circulatie la cele existente pana acum....

The Credit Cardholders Bill of Rights

Starting  February 22, 2010 there are new rules in place about credit cards that will protect and help the cardholders. They were voted last year by Congress and President as a part of the Truth in Lending Act.

No more double cycle billing finance charges. Credit card issuers are prohibited from calculating finance charges using this method which causes cardholders to pay interest on previously paid balances.

No interest rate increases during the first year of opening a credit card, unless the rate increase was disclosed when you first opened the credit card.
Promotional rates must last at least 6 months.
No interest rate increases on pre-existing balances. If your credit card issuer decides to increase your interest rate, that new rate would only apply to new balances. Your current balance would continue to be subject to the old interest rate. There's an exception, however, if you become more than 60 days late on your credit card payments.